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NorthSolarCalc › By State › New York

🦅 New York Solar Panel Calculator

New York's high electricity costs and strong net metering make solar a top investment.

Rates and incentive status reviewed 2026-07-27

$
$20$800+

Avg rate: $0.22/kWh · 4.79 peak sun hrs/day

Your Solar Estimate for New York

Rates and incentive status reviewed 2026-07-27

5.8 kW

System Size

recommended

10.4 yrs

Payback Period

break-even

$46,908

25-Year Savings

net profit

3.2t

CO₂ Offset

per year

Gross installation cost$18,719
Currently verified incentives$0
Estimated net cost$18,719
Annual electricity savings$1,800/yr

This estimate does not deduct the expired US federal 30% residential tax credit (ended for spending after 2025-12-31) or the closed Canada Greener Homes Grant/Loan. It also does not assume any unverified state, provincial, or utility rebate. See methodology and confirm current incentives with your state/province, utility, or a tax professional before budgeting for one.

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New York Solar Facts

$0.22/kWh

Avg Electricity Rate

4.79 hours

Daily Peak Sun Hours

Expired (ended 2025-12-31)

Federal Incentive Status

Electricity rate: U.S. EIA / Statistics Canada utility filings. Peak sun hours: NREL PVWatts. Federal incentive status verified against IRS.gov and Natural Resources Canada. See methodology for full assumptions.

Net Metering in New York

New York offers full net metering — you receive full retail credit for excess solar energy sent back to the grid. This maximizes your savings and shortens your payback period.

Net metering rules are set by state/provincial regulators and utilities and can change — confirm current terms with your utility before purchasing.

What This Estimate Does Not Assume

This calculator does not automatically apply the expired US federal 30% residential tax credit, the closed Canada Greener Homes Grant or Loan, or any unconfirmed state or utility rebate for New York. If you find a currently active program, confirm it with the issuing agency — we link the general databases we trust in our methodology page.

Frequently Asked Questions

Is solar worth it in New York?+
New York's high electricity costs and strong net metering make solar a top investment. With a payback period calculated from local rates of $0.22/kWh and 4.79 peak sun hours per day, solar is worth evaluating on its gross-cost numbers in New York — use the calculator above with your own bill for a personalized estimate.
Does New York still get the 30% federal solar tax credit in 2026?+
No. The federal Residential Clean Energy Credit applied to spending through December 31, 2025, and does not apply to systems placed in service in 2026 or later. This calculator does not assume it. See our federal tax credit history article for what applied while it was active, and check the DSIRE database for any current state or utility incentive in New York.
How long does solar take to pay back in New York?+
Gross payback period in New York depends on your monthly electricity bill, roof orientation, and system size. Use the calculator above with your actual monthly bill for a personalized estimate based on local rates of $0.22/kWh.

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